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TZID:America/Los_Angeles
TZUNTIL:20271107T090000Z
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DTSTART:20251102T020000
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DTSTART:20260308T020000
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UID:20240307T100000UTC-1116TlnMZ6@https://nsdcrealtors.com/
DTSTAMP:20260420T012445Z
CATEGORIES:Education Webinar
DESCRIPTION:<p style='text-align: center\;'><strong>Learn how to start your
  Real Estate Brokerage and find out if it is the right fit for you.</stron
 g></p>\n<p>Having a clear plan is essential for your success. This webinar
  will help you map out the specifics of your business and discover some un
 knowns. A few important topics to consider are:</p>\n<ul>\n<li>What you ne
 ed to know to start a brokerage</li>\n<li>Steps to setting up a&nbsp\;brok
 erage</li>\n<li>Responsibilities of a Broker of Record</li>\n<li>DBA's</li
 >\n<li>Insurance</li>\n<li>AND More...</li>\n</ul>\n<p><strong>Presenters:
 &nbsp\;</strong>Melissa “Mel” Engle &amp\; Elizabeth “Liz” Baker\, White &
 amp\; Bright\, LLP</p>\n<p data-uw-rm-sr><strong>Members</strong>: $20</p>
 \n<p data-uw-rm-sr><strong>All Others&nbsp\; (Outside of NSDCR):&nbsp\;</s
 trong>$39 (To register\,&nbsp\;<joomla-hidden-mail  is-link='1' is-email='
 0' first='ZW1haWwtZWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='ZW1h
 aWwtZWR1Y2F0aW9uQG5zZGNyZWFsdG9ycw==' base=''  aria-label='send an email t
 o &lt\;a href=' mailto:email-education=''>This email address is being prot
 ected from spambots. You need JavaScript enabled to view it.</joomla-hidde
 n-mail>.com</p>\n<p style='text-align: center\;' data-uw-rm-sr>&nbsp\;<img
  src='images/Gary_Ted_sponsor.png' alt='' width='358' height='133' loading
 ='lazy' data-path='local-images:/Gary_Ted_sponsor.png' /></p>
DTSTART;TZID=America/Los_Angeles:20240516T100000
DTEND;TZID=America/Los_Angeles:20240516T120000
SUMMARY:Broker Boot Camp: Starting Your Own Brokerage-Zoom
URL:https://nsdcrealtors.com/education-consumers/monthly-calendar/36-ce/378
 9-broker-boot-camp-starting-your-own-brokerage-zoom
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p style='text-align: center\;'><strong>Learn 
 how to start your Real Estate Brokerage and find out if it is the right fi
 t for you.</strong></p>\n<p>Having a clear plan is essential for your succ
 ess. This webinar will help you map out the specifics of your business and
  discover some unknowns. A few important topics to consider are:</p>\n<ul>
 \n<li>What you need to know to start a brokerage</li>\n<li>Steps to settin
 g up a&nbsp\;brokerage</li>\n<li>Responsibilities of a Broker of Record</l
 i>\n<li>DBA's</li>\n<li>Insurance</li>\n<li>AND More...</li>\n</ul>\n<p><s
 trong>Presenters:&nbsp\;</strong>Melissa “Mel” Engle &amp\; Elizabeth “Liz
 ” Baker\, White &amp\; Bright\, LLP</p>\n<p data-uw-rm-sr><strong>Members<
 /strong>: $20</p>\n<p data-uw-rm-sr><strong>All Others&nbsp\; (Outside of 
 NSDCR):&nbsp\;</strong>$39 (To register\,&nbsp\;<joomla-hidden-mail  is-li
 nk='1' is-email='0' first='ZW1haWwtZWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmN
 vbQ==' text='ZW1haWwtZWR1Y2F0aW9uQG5zZGNyZWFsdG9ycw==' base=''  aria-label
 ='send an email to &lt\;a href=' mailto:email-education=''>This email addr
 ess is being protected from spambots. You need JavaScript enabled to view 
 it.</joomla-hidden-mail>.com</p>\n<p style='text-align: center\;' data-uw-
 rm-sr>&nbsp\;<img src='images/Gary_Ted_sponsor.png' alt='' width='358' hei
 ght='133' loading='lazy' data-path='local-images:/Gary_Ted_sponsor.png' />
 </p>
END:VEVENT
BEGIN:VEVENT
UID:20230810T100000UTC-6603CKA3eD@https://nsdcrealtors.com/
DTSTAMP:20260420T012445Z
CATEGORIES:Education Webinar
DESCRIPTION:<div style='text-align: center\;'><strong>Part 2<br />Fundament
 als of the Home Loan Process &amp\; the 3 Loan Silos</strong></div>\n<p><b
 r />Learn the three (3) loan silos available to Home Buyers today. This wi
 ll educate REALTORS<strong>®</strong>&nbsp\;to the many loan options avail
 able for both the W2 employee\, Self-Employed and Retired Home Buyers.&nbs
 p\;The overall course is to educates REALTORS<strong>®&nbsp\;</strong>and 
 real estate managers as to the basics of the home loan process\, loan prod
 ucts and a general understanding of loan choices in today’s current market
 .&nbsp\;<br /><br /><strong>Benefits gained by taking this course:<br /></
 strong> • Gain working” knowledge of mortgage lending to provide to their 
 perspective Home Buyers.&nbsp\;<br />• Identify pertinent income questions
  to discern if a Buyer can qualify for a loan. <br />• Understand the Loan
  Process and the customer’s loan journey. <br />• Knowledge of credit repo
 rts &amp\; FICO scores. <br />• Knowledge of key people in the loan proces
 s and their roles. <br />• Knowledge of Qualified Mortgages vs. Non-QM Mor
 tgages. <br />• Knowledge of different underwriting styles (i.e.\, the 3 l
 oan Silo choices)<br /><br /><strong>ALSO Participants will receive:</stro
 ng><br /> • PowerPoint Presentation<br /> • Blank URLA (1003) Residential 
 Loan Application<br /> • Financial Needs List\, Loan Process\, 3 Loan Silo
  handouts<br /> • List of “what NOT to do during the loan process”<br /> •
  Buyer Financial Needs List <br />• List of “Key Players” in the home loan
  process</p>\n<p style='text-align: justify\;'><strong>Instructor: Jeffrey
  Scott<br /><img src='images/Jeffrey.png' alt='' width='99' height='107' c
 lass='' /></strong></p>\n<p><strong>Members</strong>: $10</p>\n<p><strong>
 All Others&nbsp\; (Outside of NSDCR):&nbsp\;</strong>$20 (To register\,&nb
 sp\;<joomla-hidden-mail  is-link='1' is-email='0' first='ZW1haWwtZWR1Y2F0a
 W9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='ZW1haWw=' base='' >This email a
 ddress is being protected from spambots. You need JavaScript enabled to vi
 ew it.</joomla-hidden-mail>&nbsp\;- <a href='mailto:Education@nsdcrealtors
 .com'></a><joomla-hidden-mail  is-link='1' is-email='1' first='RWR1Y2F0aW9
 u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='RWR1Y2F0aW9uQG5zZGNyZWFsdG9ycy5jb
 20=' base='' >This email address is being protected from spambots. You nee
 d JavaScript enabled to view it.</joomla-hidden-mail>)</p>\n<p style='text
 -align: justify\;'><strong>&nbsp\;</strong></p>
DTSTART;TZID=America/Los_Angeles:20240516T130000
DTEND;TZID=America/Los_Angeles:20240516T140000
SUMMARY:REALTORS Roadmap to Mortgages-Part 2
URL:https://nsdcrealtors.com/education-consumers/monthly-calendar/36-ce/381
 9-realtors-roadmap-to-mortgages-part-2
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div style='text-align: center\;'><strong>Part
  2<br />Fundamentals of the Home Loan Process &amp\; the 3 Loan Silos</str
 ong></div>\n<p><br />Learn the three (3) loan silos available to Home Buye
 rs today. This will educate REALTORS<strong>®</strong>&nbsp\;to the many l
 oan options available for both the W2 employee\, Self-Employed and Retired
  Home Buyers.&nbsp\;The overall course is to educates REALTORS<strong>®&nb
 sp\;</strong>and real estate managers as to the basics of the home loan pr
 ocess\, loan products and a general understanding of loan choices in today
 ’s current market.&nbsp\;<br /><br /><strong>Benefits gained by taking thi
 s course:<br /></strong> • Gain working” knowledge of mortgage lending to 
 provide to their perspective Home Buyers.&nbsp\;<br />• Identify pertinent
  income questions to discern if a Buyer can qualify for a loan. <br />• Un
 derstand the Loan Process and the customer’s loan journey. <br />• Knowled
 ge of credit reports &amp\; FICO scores. <br />• Knowledge of key people i
 n the loan process and their roles. <br />• Knowledge of Qualified Mortgag
 es vs. Non-QM Mortgages. <br />• Knowledge of different underwriting style
 s (i.e.\, the 3 loan Silo choices)<br /><br /><strong>ALSO Participants wi
 ll receive:</strong><br /> • PowerPoint Presentation<br /> • Blank URLA (1
 003) Residential Loan Application<br /> • Financial Needs List\, Loan Proc
 ess\, 3 Loan Silo handouts<br /> • List of “what NOT to do during the loan
  process”<br /> • Buyer Financial Needs List <br />• List of “Key Players”
  in the home loan process</p>\n<p style='text-align: justify\;'><strong>In
 structor: Jeffrey Scott<br /><img src='images/Jeffrey.png' alt='' width='9
 9' height='107' class='' /></strong></p>\n<p><strong>Members</strong>: $10
 </p>\n<p><strong>All Others&nbsp\; (Outside of NSDCR):&nbsp\;</strong>$20 
 (To register\,&nbsp\;<joomla-hidden-mail  is-link='1' is-email='0' first='
 ZW1haWwtZWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='ZW1haWw=' base
 ='' >This email address is being protected from spambots. You need JavaScr
 ipt enabled to view it.</joomla-hidden-mail>&nbsp\;- <a href='mailto:Educa
 tion@nsdcrealtors.com'></a><joomla-hidden-mail  is-link='1' is-email='1' f
 irst='RWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='RWR1Y2F0aW9uQG5z
 ZGNyZWFsdG9ycy5jb20=' base='' >This email address is being protected from 
 spambots. You need JavaScript enabled to view it.</joomla-hidden-mail>)</p
 >\n<p style='text-align: justify\;'><strong>&nbsp\;</strong></p>
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