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BEGIN:VTIMEZONE
TZID:America/Los_Angeles
TZUNTIL:20271107T090000Z
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DTSTART:20251102T020000
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DTSTART:20260308T020000
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BEGIN:VEVENT
UID:20240916T100000UTC-91592xp0C5@https://nsdcrealtors.com/
DTSTAMP:20260420T093048Z
CATEGORIES:MLS Training
DESCRIPTION:<p style='text-align: center\;'><strong><a href='https://go.crm
 ls.org/solutions/mls-touch/'>MLS-Touch</a>&nbsp\;is a mobile app that conn
 ects you to the MLS when you’re on the go. Search by map\, share listings 
 with your clients\, find other agents\, and manage your contacts\, all rig
 ht from your phone. MLS-Touch features a special integration with CRMLS Ma
 trix for additional capabilities.</strong></p>\n<p>Topics include:</p>\n<u
 l>\n<li>App installation and account setup</li>\n<li>Searching for listing
 s and comparables</li>\n<li>Accessing live market statistics on-the-go</li
 >\n<li>How to share branded apps with your clients</li>\n<li>Additional Ma
 trix-only integration options</li>\n<li>…and more. </li>\n</ul>\n<p><a hre
 f='https://crmls.zoom.us/j/83240764251'><img src='images/buttons/clickhere
 toregister.png' alt='' width='239' height='69' loading='lazy' data-path='l
 ocal-images:/buttons/clickheretoregister.png' /></a></p>
DTSTART;TZID=America/Los_Angeles:20240916T100000
DTEND;TZID=America/Los_Angeles:20240916T110000
SUMMARY:MLS-Touch App
URL:https://nsdcrealtors.com/education-consumers/monthly-calendar/48-mls-tr
 aining/3834-mls-touch-app
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p style='text-align: center\;'><strong><a hre
 f='https://go.crmls.org/solutions/mls-touch/'>MLS-Touch</a>&nbsp\;is a mob
 ile app that connects you to the MLS when you’re on the go. Search by map\
 , share listings with your clients\, find other agents\, and manage your c
 ontacts\, all right from your phone. MLS-Touch features a special integrat
 ion with CRMLS Matrix for additional capabilities.</strong></p>\n<p>Topics
  include:</p>\n<ul>\n<li>App installation and account setup</li>\n<li>Sear
 ching for listings and comparables</li>\n<li>Accessing live market statist
 ics on-the-go</li>\n<li>How to share branded apps with your clients</li>\n
 <li>Additional Matrix-only integration options</li>\n<li>…and more. </li>
 \n</ul>\n<p><a href='https://crmls.zoom.us/j/83240764251'><img src='images
 /buttons/clickheretoregister.png' alt='' width='239' height='69' loading='
 lazy' data-path='local-images:/buttons/clickheretoregister.png' /></a></p>
END:VEVENT
BEGIN:VEVENT
UID:20240916T100000UTC-9070UVbwGl@https://nsdcrealtors.com/
DTSTAMP:20260420T093048Z
CATEGORIES:Education Webinar
DESCRIPTION:<p style='text-align: center\;'><strong>Open Houses in a Post-N
 AR Settlement World</strong></p>\n<p>A practice change required by the NAR
  settlement is that all MLS participants working with a buyer must enter i
 nto a written agreement before the buyer tours any home.&nbsp\; This has r
 aised questions about how agents should handle visitors to open houses.</p
 >\n<ul>\n<li>Open House Visitor Non-Agency Disclosure and Sign-In (C.A.R. 
 Form OHNA-SI)</li>\n<li>Buyer Non-Agency Agreement (C.A.R. Form BNA)</li>
 \n<li>Buyer Representation and Broker Compensation Agreement (C.A.R. Form 
 BRBC)</li>\n<li>Property Showing and Representation Agreement (C.A.R. Form
  PSRA)</li>\n</ul>\n<p style='text-align: center\;'><strong>Learn the answ
 ers to these questions and so much more!</strong></p>\n<ul>\n<li>Should al
 l visitors to the property sign in using the OHNA-SI?</li>\n<li>What if th
 e visitor refuses to sign anything but instead only wants to look at the p
 roperty?</li>\n<li>When a buyer signs the OHNA-SI\, is a separate form req
 uired for each buyer?</li>\n</ul>\n<p><strong>Instructor: Nancy Layne</str
 ong></p>\n<p>&nbsp\; &nbsp\; &nbsp\; &nbsp\;<img src='images/Nancy_Layne.j
 pg' alt='' data-path='local-images:/Nancy_Layne.jpg' /></p>\n<p><strong>Me
 mbers</strong>: FREE</p>\n<p><strong>All Others&nbsp\; (Outside of NSDCR):
 &nbsp\;</strong>$10 (To register\,&nbsp\;<joomla-hidden-mail  is-link='1' 
 is-email='0' first='ZW1haWwtZWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' 
 text='ZW1haWw=' base='' >This email address is being protected from spambo
 ts. You need JavaScript enabled to view it.</joomla-hidden-mail>&nbsp\;- <
 a href='mailto:Education@nsdcrealtors.com'></a><joomla-hidden-mail  is-lin
 k='1' is-email='1' first='RWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' te
 xt='RWR1Y2F0aW9uQG5zZGNyZWFsdG9ycy5jb20=' base='' >This email address is b
 eing protected from spambots. You need JavaScript enabled to view it.</joo
 mla-hidden-mail>)</p>\n<p><strong>Disclaimer:</strong> Information provide
 d in this presentation will be updated as necessary to remain consistent w
 ith any changes to the C.A.R. forms.</p>\n<p><a href='https://us02web.zoom
 .us/webinar/register/WN_WrNVNFnaSOe2EOYI3M3EGw'><img src='images/buttons/c
 lickheretoregister.png' alt='' width='201' height='58' loading='lazy' data
 -path='local-images:/buttons/clickheretoregister.png' /></a></p>
DTSTART;TZID=America/Los_Angeles:20240916T100000
DTEND;TZID=America/Los_Angeles:20240916T110000
SUMMARY:How to Facilitate an Open House!
URL:https://nsdcrealtors.com/education-consumers/monthly-calendar/36-ce/385
 6-how-to-facilitate-an-open-house
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p style='text-align: center\;'><strong>Open H
 ouses in a Post-NAR Settlement World</strong></p>\n<p>A practice change re
 quired by the NAR settlement is that all MLS participants working with a b
 uyer must enter into a written agreement before the buyer tours any home.&
 nbsp\; This has raised questions about how agents should handle visitors t
 o open houses.</p>\n<ul>\n<li>Open House Visitor Non-Agency Disclosure and
  Sign-In (C.A.R. Form OHNA-SI)</li>\n<li>Buyer Non-Agency Agreement (C.A.R
 . Form BNA)</li>\n<li>Buyer Representation and Broker Compensation Agreeme
 nt (C.A.R. Form BRBC)</li>\n<li>Property Showing and Representation Agreem
 ent (C.A.R. Form PSRA)</li>\n</ul>\n<p style='text-align: center\;'><stron
 g>Learn the answers to these questions and so much more!</strong></p>\n<ul
 >\n<li>Should all visitors to the property sign in using the OHNA-SI?</li>
 \n<li>What if the visitor refuses to sign anything but instead only wants 
 to look at the property?</li>\n<li>When a buyer signs the OHNA-SI\, is a s
 eparate form required for each buyer?</li>\n</ul>\n<p><strong>Instructor: 
 Nancy Layne</strong></p>\n<p>&nbsp\; &nbsp\; &nbsp\; &nbsp\;<img src='imag
 es/Nancy_Layne.jpg' alt='' data-path='local-images:/Nancy_Layne.jpg' /></p
 >\n<p><strong>Members</strong>: FREE</p>\n<p><strong>All Others&nbsp\; (Ou
 tside of NSDCR):&nbsp\;</strong>$10 (To register\,&nbsp\;<joomla-hidden-ma
 il  is-link='1' is-email='0' first='ZW1haWwtZWR1Y2F0aW9u' last='bnNkY3JlYW
 x0b3JzLmNvbQ==' text='ZW1haWw=' base='' >This email address is being prote
 cted from spambots. You need JavaScript enabled to view it.</joomla-hidden
 -mail>&nbsp\;- <a href='mailto:Education@nsdcrealtors.com'></a><joomla-hid
 den-mail  is-link='1' is-email='1' first='RWR1Y2F0aW9u' last='bnNkY3JlYWx0
 b3JzLmNvbQ==' text='RWR1Y2F0aW9uQG5zZGNyZWFsdG9ycy5jb20=' base='' >This em
 ail address is being protected from spambots. You need JavaScript enabled 
 to view it.</joomla-hidden-mail>)</p>\n<p><strong>Disclaimer:</strong> Inf
 ormation provided in this presentation will be updated as necessary to rem
 ain consistent with any changes to the C.A.R. forms.</p>\n<p><a href='http
 s://us02web.zoom.us/webinar/register/WN_WrNVNFnaSOe2EOYI3M3EGw'><img src='
 images/buttons/clickheretoregister.png' alt='' width='201' height='58' loa
 ding='lazy' data-path='local-images:/buttons/clickheretoregister.png' /></
 a></p>
END:VEVENT
BEGIN:VEVENT
UID:20240814T100000UTC-8868dS8Df1@https://nsdcrealtors.com/
DTSTAMP:20260420T093048Z
CATEGORIES:Education Webinar
DESCRIPTION:<div style='text-align: center\;'><strong>Part 2<br />Fundament
 als of the Home Loan Process &amp\; the 3 Loan Silos</strong></div>\n<p><b
 r />Learn the three (3) loan silos available to Home Buyers today. This wi
 ll educate REALTORS<strong>®</strong>&nbsp\;to the many loan options avail
 able for both the W2 employee\, Self-Employed and Retired Home Buyers.&nbs
 p\;The overall course is to educates REALTORS<strong>®&nbsp\;</strong>and 
 real estate managers as to the basics of the home loan process\, loan prod
 ucts and a general understanding of loan choices in today’s current market
 .&nbsp\;<br /><br /><strong>Benefits gained by taking this course:<br /></
 strong> • Gain working” knowledge of mortgage lending to provide to their 
 perspective Home Buyers.&nbsp\;<br />• Identify pertinent income questions
  to discern if a Buyer can qualify for a loan. <br />• Understand the Loan
  Process and the customer’s loan journey. <br />• Knowledge of credit repo
 rts &amp\; FICO scores. <br />• Knowledge of key people in the loan proces
 s and their roles. <br />• Knowledge of Qualified Mortgages vs. Non-QM Mor
 tgages. <br />• Knowledge of different underwriting styles (i.e.\, the 3 l
 oan Silo choices)<br /><br /><strong>ALSO Participants will receive:</stro
 ng><br /> • PowerPoint Presentation<br /> • Blank URLA (1003) Residential 
 Loan Application<br /> • Financial Needs List\, Loan Process\, 3 Loan Silo
  handouts<br /> • List of “what NOT to do during the loan process”<br /> •
  Buyer Financial Needs List <br />• List of “Key Players” in the home loan
  process</p>\n<p style='text-align: justify\;'><strong>Instructor: Jeffrey
  Scott<br /><img src='images/Jeffrey.png' alt='' width='99' height='107' c
 lass='' /></strong></p>\n<p><strong>Members</strong>: FREE</p>\n<p><strong
 >All Others&nbsp\; (Outside of NSDCR):&nbsp\;</strong>$10 (To register\,&n
 bsp\;<joomla-hidden-mail  is-link='1' is-email='0' first='ZW1haWwtZWR1Y2F0
 aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='ZW1haWw=' base='' >This email 
 address is being protected from spambots. You need JavaScript enabled to v
 iew it.</joomla-hidden-mail>&nbsp\;- <a href='mailto:Education@nsdcrealtor
 s.com'></a><joomla-hidden-mail  is-link='1' is-email='1' first='RWR1Y2F0aW
 9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='RWR1Y2F0aW9uQG5zZGNyZWFsdG9ycy5j
 b20=' base='' >This email address is being protected from spambots. You ne
 ed JavaScript enabled to view it.</joomla-hidden-mail>)</p>\n<p><a href='h
 ttps://us02web.zoom.us/webinar/register/WN_qAvErOmvTQ6d9Lrc4iOnyw'><img sr
 c='images/buttons/clickheretoregister.png' alt='' width='211' height='61' 
 loading='lazy' data-path='local-images:/buttons/clickheretoregister.png' /
 ></a></p>\n<p style='text-align: justify\;'><strong>&nbsp\;</strong></p>
DTSTART;TZID=America/Los_Angeles:20240917T100000
DTEND;TZID=America/Los_Angeles:20240917T110000
SUMMARY:REALTORS Roadmap to Mortgages-Part 2
URL:https://nsdcrealtors.com/education-consumers/monthly-calendar/36-ce/386
 5-realtors-roadmap-to-mortgages-part-2
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div style='text-align: center\;'><strong>Part
  2<br />Fundamentals of the Home Loan Process &amp\; the 3 Loan Silos</str
 ong></div>\n<p><br />Learn the three (3) loan silos available to Home Buye
 rs today. This will educate REALTORS<strong>®</strong>&nbsp\;to the many l
 oan options available for both the W2 employee\, Self-Employed and Retired
  Home Buyers.&nbsp\;The overall course is to educates REALTORS<strong>®&nb
 sp\;</strong>and real estate managers as to the basics of the home loan pr
 ocess\, loan products and a general understanding of loan choices in today
 ’s current market.&nbsp\;<br /><br /><strong>Benefits gained by taking thi
 s course:<br /></strong> • Gain working” knowledge of mortgage lending to 
 provide to their perspective Home Buyers.&nbsp\;<br />• Identify pertinent
  income questions to discern if a Buyer can qualify for a loan. <br />• Un
 derstand the Loan Process and the customer’s loan journey. <br />• Knowled
 ge of credit reports &amp\; FICO scores. <br />• Knowledge of key people i
 n the loan process and their roles. <br />• Knowledge of Qualified Mortgag
 es vs. Non-QM Mortgages. <br />• Knowledge of different underwriting style
 s (i.e.\, the 3 loan Silo choices)<br /><br /><strong>ALSO Participants wi
 ll receive:</strong><br /> • PowerPoint Presentation<br /> • Blank URLA (1
 003) Residential Loan Application<br /> • Financial Needs List\, Loan Proc
 ess\, 3 Loan Silo handouts<br /> • List of “what NOT to do during the loan
  process”<br /> • Buyer Financial Needs List <br />• List of “Key Players”
  in the home loan process</p>\n<p style='text-align: justify\;'><strong>In
 structor: Jeffrey Scott<br /><img src='images/Jeffrey.png' alt='' width='9
 9' height='107' class='' /></strong></p>\n<p><strong>Members</strong>: FRE
 E</p>\n<p><strong>All Others&nbsp\; (Outside of NSDCR):&nbsp\;</strong>$10
  (To register\,&nbsp\;<joomla-hidden-mail  is-link='1' is-email='0' first=
 'ZW1haWwtZWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='ZW1haWw=' bas
 e='' >This email address is being protected from spambots. You need JavaSc
 ript enabled to view it.</joomla-hidden-mail>&nbsp\;- <a href='mailto:Educ
 ation@nsdcrealtors.com'></a><joomla-hidden-mail  is-link='1' is-email='1' 
 first='RWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='RWR1Y2F0aW9uQG5
 zZGNyZWFsdG9ycy5jb20=' base='' >This email address is being protected from
  spambots. You need JavaScript enabled to view it.</joomla-hidden-mail>)</
 p>\n<p><a href='https://us02web.zoom.us/webinar/register/WN_qAvErOmvTQ6d9L
 rc4iOnyw'><img src='images/buttons/clickheretoregister.png' alt='' width='
 211' height='61' loading='lazy' data-path='local-images:/buttons/clickhere
 toregister.png' /></a></p>\n<p style='text-align: justify\;'><strong>&nbsp
 \;</strong></p>
END:VEVENT
BEGIN:VEVENT
UID:20240918T100000UTC-3471efG7Vi@https://nsdcrealtors.com/
DTSTAMP:20260420T093048Z
CATEGORIES:Education Webinar
CATEGORIES:NAR Education
DESCRIPTION:<p><span style='font-family: arial\, helvetica\, sans-serif\; f
 ont-size: 12pt\;'>Meeting new clients and showing properties alone can pos
 e safety risks. This webinar is designed to prioritize your personal safet
 y by covering essential protocols for in-person showings and client meetin
 gs. You will learn to identify potential threats\, leverage technology for
  safety\, and effectively handle emergencies.</span></p>\n<p><span style='
 font-family: arial\, helvetica\, sans-serif\; font-size: 12pt\;'>Why Atten
 d:</span></p>\n<ul>\n<li><span style='font-family: arial\, helvetica\, san
 s-serif\; font-size: 12pt\;'>Gain best practices for staying safe during p
 roperty showings.</span></li>\n<li><span style='font-family: arial\, helve
 tica\, sans-serif\; font-size: 12pt\;'>Explore safety apps and tools to en
 hance personal security.</span></li>\n<li><span style='font-family: arial\
 , helvetica\, sans-serif\; font-size: 12pt\;'>Learn how to conduct client 
 meetings safely\, both in and out of the office.</span></li>\n<li><span st
 yle='font-family: arial\, helvetica\, sans-serif\; font-size: 12pt\;'>Hear
  real-life safety scenarios and learn effective response strategies.</span
 ></li>\n</ul>\n<p><span style='font-family: arial\, helvetica\, sans-serif
 \; font-size: 12pt\;'>REALTORS® are members of the National Association of
  REALTORS®.&nbsp\;</span></p>\n<p><a href='https://realtors.zoom.us/webina
 r/register/WN_MM6LLZAJTB-sllqLhpkwHw#/registration' target='_blank' rel='n
 oopener'><img src='images/buttons/clickheretoregister.png' alt='clickheret
 oregister' width='239' height='69' /></a></p>\n<p><img src='images/Educati
 on%20Images/2024/2022-rsp-logo-horizontal.png' alt='2022 rsp logo horizont
 al' width='460' height='101' /></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Los_Angeles:20240918T100000
DTEND;TZID=America/Los_Angeles:20240918T110000
SUMMARY:REALTOR® Safety Month Webinar - NAR
URL:https://nsdcrealtors.com/education-consumers/monthly-calendar/36-ce/386
 7-realtor-r-safety-month-webinar-nar
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-family: arial\, helvetica
 \, sans-serif\; font-size: 12pt\;'>Meeting new clients and showing propert
 ies alone can pose safety risks. This webinar is designed to prioritize yo
 ur personal safety by covering essential protocols for in-person showings 
 and client meetings. You will learn to identify potential threats\, levera
 ge technology for safety\, and effectively handle emergencies.</span></p>
 \n<p><span style='font-family: arial\, helvetica\, sans-serif\; font-size:
  12pt\;'>Why Attend:</span></p>\n<ul>\n<li><span style='font-family: arial
 \, helvetica\, sans-serif\; font-size: 12pt\;'>Gain best practices for sta
 ying safe during property showings.</span></li>\n<li><span style='font-fam
 ily: arial\, helvetica\, sans-serif\; font-size: 12pt\;'>Explore safety ap
 ps and tools to enhance personal security.</span></li>\n<li><span style='f
 ont-family: arial\, helvetica\, sans-serif\; font-size: 12pt\;'>Learn how 
 to conduct client meetings safely\, both in and out of the office.</span><
 /li>\n<li><span style='font-family: arial\, helvetica\, sans-serif\; font-
 size: 12pt\;'>Hear real-life safety scenarios and learn effective response
  strategies.</span></li>\n</ul>\n<p><span style='font-family: arial\, helv
 etica\, sans-serif\; font-size: 12pt\;'>REALTORS® are members of the Natio
 nal Association of REALTORS®.&nbsp\;</span></p>\n<p><a href='https://realt
 ors.zoom.us/webinar/register/WN_MM6LLZAJTB-sllqLhpkwHw#/registration' targ
 et='_blank' rel='noopener'><img src='images/buttons/clickheretoregister.pn
 g' alt='clickheretoregister' width='239' height='69' /></a></p>\n<p><img s
 rc='images/Education%20Images/2024/2022-rsp-logo-horizontal.png' alt='2022
  rsp logo horizontal' width='460' height='101' /></p>\n<p>&nbsp\;</p>\n<p>
 &nbsp\;</p>
END:VEVENT
END:VCALENDAR
