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TZID:America/Los_Angeles
TZUNTIL:20271107T090000Z
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DTSTART:20251102T020000
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BEGIN:VEVENT
UID:20250218T160000UTC-4677Vuf5XP@https://nsdcrealtors.com/
DTSTAMP:20260420T171354Z
CATEGORIES:YPN Education & Events
CATEGORIES:In Person Event
DESCRIPTION:<p><span style='font-family: arial\, helvetica\, sans-serif\; f
 ont-size: 12pt\;'>Join&nbsp\;<strong>North San Diego County REALTORS® YPN&
 nbsp\;in Vista</strong> for an exciting networking event to launch 2025 on
  the right foot! Connect with fellow young real estate professionals\, exc
 hange ideas\, and build relationships that can help elevate your career.</
 span></p>\n<p><span style='font-family: arial\, helvetica\, sans-serif\; f
 ont-size: 12pt\;'>Enjoy great company\, engaging conversations\, and a rel
 axed atmosphere to expand your network. Whether you're a seasoned agent or
  just starting out\, this is the perfect opportunity to meet like-minded p
 rofessionals in the industry.</span></p>\n<p><span style='font-family: ari
 al\, helvetica\, sans-serif\; font-size: 12pt\;'><strong>When:</strong></s
 pan></p>\n<p><span style='font-family: arial\, helvetica\, sans-serif\; fo
 nt-size: 12pt\;'>Tuesday\, February 18\, 2025</span></p>\n<p><span style='
 font-family: arial\, helvetica\, sans-serif\; font-size: 12pt\;'>4:00pm - 
 6:00pm</span></p>\n<p>&nbsp\;</p>\n<p><span style='font-family: arial\, he
 lvetica\, sans-serif\; font-size: 12pt\;'><strong>Where:</strong></span></
 p>\n<p><span style='font-family: arial\, helvetica\, sans-serif\; font-siz
 e: 12pt\;'>2349 La Mirada Dr</span></p>\n<p><span style='font-family: aria
 l\, helvetica\, sans-serif\; font-size: 12pt\;'>Vista\, 92081</span></p>\n
 <p>&nbsp\;</p>\n<p><span style='font-family: arial\, helvetica\, sans-seri
 f\; font-size: 12pt\;'><strong>Cost:&nbsp\;</strong>$10</span></p>\n<p>&nb
 sp\;</p>\n<p><span style='font-family: arial\, helvetica\, sans-serif\; fo
 nt-size: 12pt\;'>Don’t miss out on this chance to&nbsp\;<strong>connect\, 
 learn\, and grow</strong>—secure your spot today!</span></p>\n<p><a href='
 https://www.eventbrite.com/e/1221599851039?aff=oddtdtcreator' target='_bla
 nk' rel='noopener'><img src='images/buttons/clickheretoregister.png' alt='
 clickheretoregister' width='239' height='69' /></a></p>
DTSTART;TZID=America/Los_Angeles:20250218T160000
DTEND;TZID=America/Los_Angeles:20250218T180000
SUMMARY:New Year\, New Connections
URL:https://nsdcrealtors.com/education-consumers/monthly-calendar/63-new-yp
 n-calendar/3904-new-year-new-connections
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-family: arial\, helvetica
 \, sans-serif\; font-size: 12pt\;'>Join&nbsp\;<strong>North San Diego Coun
 ty REALTORS® YPN&nbsp\;in Vista</strong> for an exciting networking event 
 to launch 2025 on the right foot! Connect with fellow young real estate pr
 ofessionals\, exchange ideas\, and build relationships that can help eleva
 te your career.</span></p>\n<p><span style='font-family: arial\, helvetica
 \, sans-serif\; font-size: 12pt\;'>Enjoy great company\, engaging conversa
 tions\, and a relaxed atmosphere to expand your network. Whether you're a 
 seasoned agent or just starting out\, this is the perfect opportunity to m
 eet like-minded professionals in the industry.</span></p>\n<p><span style=
 'font-family: arial\, helvetica\, sans-serif\; font-size: 12pt\;'><strong>
 When:</strong></span></p>\n<p><span style='font-family: arial\, helvetica\
 , sans-serif\; font-size: 12pt\;'>Tuesday\, February 18\, 2025</span></p>
 \n<p><span style='font-family: arial\, helvetica\, sans-serif\; font-size:
  12pt\;'>4:00pm - 6:00pm</span></p>\n<p>&nbsp\;</p>\n<p><span style='font-
 family: arial\, helvetica\, sans-serif\; font-size: 12pt\;'><strong>Where:
 </strong></span></p>\n<p><span style='font-family: arial\, helvetica\, san
 s-serif\; font-size: 12pt\;'>2349 La Mirada Dr</span></p>\n<p><span style=
 'font-family: arial\, helvetica\, sans-serif\; font-size: 12pt\;'>Vista\, 
 92081</span></p>\n<p>&nbsp\;</p>\n<p><span style='font-family: arial\, hel
 vetica\, sans-serif\; font-size: 12pt\;'><strong>Cost:&nbsp\;</strong>$10<
 /span></p>\n<p>&nbsp\;</p>\n<p><span style='font-family: arial\, helvetica
 \, sans-serif\; font-size: 12pt\;'>Don’t miss out on this chance to&nbsp\;
 <strong>connect\, learn\, and grow</strong>—secure your spot today!</span>
 </p>\n<p><a href='https://www.eventbrite.com/e/1221599851039?aff=oddtdtcre
 ator' target='_blank' rel='noopener'><img src='images/buttons/clickheretor
 egister.png' alt='clickheretoregister' width='239' height='69' /></a></p>
END:VEVENT
BEGIN:VEVENT
UID:20250219T100000UTC-5149MAcsCX@https://nsdcrealtors.com/
DTSTAMP:20260420T171354Z
CATEGORIES:In Person Event
DESCRIPTION:<p style='text-align: center\;'><span style='font-family: 'Aria
 l Black'\, 'Avant Garde'\; font-size: 12pt\;'> <strong>DRE Enforcement Tre
 nds: What You Need to Know\, C.A.R. Contracts &amp\; California’s Homeowne
 rs’ Insurance Crisis</strong> </span></p>\n<p style='text-align: center\;'
 ><span style='font-family: 'Arial Black'\, 'Avant Garde'\; font-size: 12pt
 \;'> <strong>Join us at the El Camino Country Club\, 3202 Vista Way\, Ocea
 nside\, CA 92056</strong> </span></p>\n<!-- Department of Real Estate (DRE
 ) -->\n<p><strong>Department of Real Estate (DRE)</strong></p>\n<p><img sr
 c='images/Education%20Images/2025/Veronica%20Kilpatrick%20Pic_3.jpg' alt='
 ' width='150' height='150' loading='lazy' data-path='local-images:/Educati
 on Images/2025/Veronica Kilpatrick Pic_3.jpg' /></p>\n<p><strong>Veronica 
 Kilpatrick\, District Manager\, DRE</strong></p>\n<p><strong>Topics Covere
 d:</strong></p>\n<ul>\n<li>DRE Overview</li>\n<li>Current licensing landsc
 ape</li>\n<li>Current enforcement trends and efforts</li>\n<li>Update on J
 an. 1 changes to real estate buyer representation and compensation</li>\n<
 /ul>\n<!-- White & Bright\, LLP -->\n<p><strong>White &amp\; Bright\, LLP<
 /strong></p>\n<p><img src='images/Education%20Images/2025/Fred_Pfister%202
 .png' alt='' width='150' height='146' loading='lazy' data-path='local-imag
 es:/Education Images/2025/Fred_Pfister 2.png' /></p>\n<p><strong>Fred Pfis
 ter\, Attorney</strong></p>\n<p><strong>Topics Covered:</strong></p>\n<ul>
 \n<li>Familiarize yourself with recent changes</li>\n<li>Gain valuable ins
 ights into handling special situations that arise during a transaction</li
 >\n<li>Tips on how to accurately complete a successful contract</li>\n</ul
 >\n<!-- California Department of Insurance -->\n<p><strong>California Depa
 rtment of Insurance</strong></p>\n<p><img src='images/Education%20Images/2
 025/Sharon%20Smith%20Insuarance%202.jpg' alt='' width='150' height='225' l
 oading='lazy' data-path='local-images:/Education Images/2025/Sharon Smith 
 Insuarance 2.jpg' /></p>\n<p><strong>Sharon Smith - Outreach Analyst\, Cal
 ifornia Department of Insurance</strong></p>\n<p><strong>Topics Covered:</
 strong></p>\n<ul>\n<li>Reason behind California's homeowners’ insurance cr
 isis</li>\n<li>New Regulations</li>\n<li>Catastrophe Modeling</li>\n<li>Su
 rplus Lines</li>\n<li>Resources from the Department of Insurance</li>\n<li
 >Sustainable Insurance Strategy\, led by Commissioner Ricardo Lara\, aimin
 g to revamp the state's insurance market and address the growing climate c
 risis.</li>\n</ul>\n<!-- Event Schedule & Pricing -->\n<p><strong>Registra
 tion:</strong> 9:00 AM - 10:00 AM</p>\n<p><strong>Program:</strong> 10:00 
 AM - 11:30 AM</p>\n<p><strong>Members:</strong> $15 (At the door: $20)</p>
 \n<p><strong>All Others (Outside of NSDCR):</strong> $25 (At the door: $30
 )</p>\n<p>To register\, email: <joomla-hidden-mail  is-link='1' is-email='
 1' first='RWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='RWR1Y2F0aW9u
 QG5zZGNyZWFsdG9ycy5jb20=' base='' >This email address is being protected f
 rom spambots. You need JavaScript enabled to view it.</joomla-hidden-mail>
 </p>\n<p style='text-align: center\;'><strong style='color: #d31212\;'>Dea
 dline to Register: 5:00 PM\, February 18\, 2025</strong></p>\n<p>&nbsp\;</
 p>\n<p><em><em>*</em></em><em><em>Due to the ongoing California wildfires\
 ,</em></em><em><em>&nbsp\;</em></em><em><strong><strong>DRE Commissioner C
 hika Sunquist</strong></strong></em><em><em>&nbsp\;</em></em><em><em>is ne
 eded to address urgent matters and cannot attend as planned. Stepping in f
 or her is</em></em><em><em>&nbsp\;</em></em><em><strong><strong>Veronica K
 ilpatrick\, MPA\, District Manager – San Diego.</strong></strong></em></p>
 \n<p><strong><strong>Sponsored by: Ted Przybylek\, RanchoTed Real Estate L
 oans\,&nbsp\;</strong></strong><a href='https://www.ranchoted.com/' target
 ='_blank' rel='nofollow noopener noreferrer' title='https://www.ranchoted.
 com' data-msys-clicktrack='0' data-uw-rm-brl='PR' data-uw-original-href='h
 ttps://www.ranchoted.com/' aria-label='www.ranchoted.com - open in a new t
 ab' data-uw-rm-ext-link uw-rm-external-link-id='https://www.ranchoted.com/
 $www.ranchoted.com'>www.ranchoted.com</a></p>\n<p><img src='images/Ted.jpg
 ' alt='' width='337' height='141' loading='lazy' data-path='local-images:/
 Ted.jpg' /></p>
DTSTART;TZID=America/Los_Angeles:20250219T100000
DTEND;TZID=America/Los_Angeles:20250219T113000
SUMMARY:DRE Enforcement Trends: What You Need to Know & California’s Homeow
 ners’ Insurance Crisis
URL:https://nsdcrealtors.com/education-consumers/monthly-calendar/20-associ
 ation-events/3900-dre-enforcement-trends-what-you-need-to-know-californias
 -homeowners-insurance-crisis
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p style='text-align: center\;'><span style='f
 ont-family: 'Arial Black'\, 'Avant Garde'\; font-size: 12pt\;'> <strong>DR
 E Enforcement Trends: What You Need to Know\, C.A.R. Contracts &amp\; Cali
 fornia’s Homeowners’ Insurance Crisis</strong> </span></p>\n<p style='text
 -align: center\;'><span style='font-family: 'Arial Black'\, 'Avant Garde'\
 ; font-size: 12pt\;'> <strong>Join us at the El Camino Country Club\, 3202
  Vista Way\, Oceanside\, CA 92056</strong> </span></p>\n<!-- Department of
  Real Estate (DRE) -->\n<p><strong>Department of Real Estate (DRE)</strong
 ></p>\n<p><img src='images/Education%20Images/2025/Veronica%20Kilpatrick%2
 0Pic_3.jpg' alt='' width='150' height='150' loading='lazy' data-path='loca
 l-images:/Education Images/2025/Veronica Kilpatrick Pic_3.jpg' /></p>\n<p>
 <strong>Veronica Kilpatrick\, District Manager\, DRE</strong></p>\n<p><str
 ong>Topics Covered:</strong></p>\n<ul>\n<li>DRE Overview</li>\n<li>Current
  licensing landscape</li>\n<li>Current enforcement trends and efforts</li>
 \n<li>Update on Jan. 1 changes to real estate buyer representation and com
 pensation</li>\n</ul>\n<!-- White & Bright\, LLP -->\n<p><strong>White &am
 p\; Bright\, LLP</strong></p>\n<p><img src='images/Education%20Images/2025
 /Fred_Pfister%202.png' alt='' width='150' height='146' loading='lazy' data
 -path='local-images:/Education Images/2025/Fred_Pfister 2.png' /></p>\n<p>
 <strong>Fred Pfister\, Attorney</strong></p>\n<p><strong>Topics Covered:</
 strong></p>\n<ul>\n<li>Familiarize yourself with recent changes</li>\n<li>
 Gain valuable insights into handling special situations that arise during 
 a transaction</li>\n<li>Tips on how to accurately complete a successful co
 ntract</li>\n</ul>\n<!-- California Department of Insurance -->\n<p><stron
 g>California Department of Insurance</strong></p>\n<p><img src='images/Edu
 cation%20Images/2025/Sharon%20Smith%20Insuarance%202.jpg' alt='' width='15
 0' height='225' loading='lazy' data-path='local-images:/Education Images/2
 025/Sharon Smith Insuarance 2.jpg' /></p>\n<p><strong>Sharon Smith - Outre
 ach Analyst\, California Department of Insurance</strong></p>\n<p><strong>
 Topics Covered:</strong></p>\n<ul>\n<li>Reason behind California's homeown
 ers’ insurance crisis</li>\n<li>New Regulations</li>\n<li>Catastrophe Mode
 ling</li>\n<li>Surplus Lines</li>\n<li>Resources from the Department of In
 surance</li>\n<li>Sustainable Insurance Strategy\, led by Commissioner Ric
 ardo Lara\, aiming to revamp the state's insurance market and address the 
 growing climate crisis.</li>\n</ul>\n<!-- Event Schedule & Pricing -->\n<p
 ><strong>Registration:</strong> 9:00 AM - 10:00 AM</p>\n<p><strong>Program
 :</strong> 10:00 AM - 11:30 AM</p>\n<p><strong>Members:</strong> $15 (At t
 he door: $20)</p>\n<p><strong>All Others (Outside of NSDCR):</strong> $25 
 (At the door: $30)</p>\n<p>To register\, email: <joomla-hidden-mail  is-li
 nk='1' is-email='1' first='RWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' t
 ext='RWR1Y2F0aW9uQG5zZGNyZWFsdG9ycy5jb20=' base='' >This email address is 
 being protected from spambots. You need JavaScript enabled to view it.</jo
 omla-hidden-mail></p>\n<p style='text-align: center\;'><strong style='colo
 r: #d31212\;'>Deadline to Register: 5:00 PM\, February 18\, 2025</strong><
 /p>\n<p>&nbsp\;</p>\n<p><em><em>*</em></em><em><em>Due to the ongoing Cali
 fornia wildfires\,</em></em><em><em>&nbsp\;</em></em><em><strong><strong>D
 RE Commissioner Chika Sunquist</strong></strong></em><em><em>&nbsp\;</em><
 /em><em><em>is needed to address urgent matters and cannot attend as plann
 ed. Stepping in for her is</em></em><em><em>&nbsp\;</em></em><em><strong><
 strong>Veronica Kilpatrick\, MPA\, District Manager – San Diego.</strong><
 /strong></em></p>\n<p><strong><strong>Sponsored by: Ted Przybylek\, Rancho
 Ted Real Estate Loans\,&nbsp\;</strong></strong><a href='https://www.ranch
 oted.com/' target='_blank' rel='nofollow noopener noreferrer' title='https
 ://www.ranchoted.com' data-msys-clicktrack='0' data-uw-rm-brl='PR' data-uw
 -original-href='https://www.ranchoted.com/' aria-label='www.ranchoted.com 
 - open in a new tab' data-uw-rm-ext-link uw-rm-external-link-id='https://w
 ww.ranchoted.com/$www.ranchoted.com'>www.ranchoted.com</a></p>\n<p><img sr
 c='images/Ted.jpg' alt='' width='337' height='141' loading='lazy' data-pat
 h='local-images:/Ted.jpg' /></p>
END:VEVENT
END:VCALENDAR