BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//https://nsdcrealtors.com//NONSGML kigkonsult.se iCalcreator 2.41.71//
CALSCALE:GREGORIAN
METHOD:PUBLISH
UID:62643565-3365-4537-b032-313537393063
X-WR-CALNAME:JCal Pro Calendar
X-WR-CALDESC:Your online events calendar
X-WR-TIMEZONE:America/Los_Angeles
BEGIN:VTIMEZONE
TZID:America/Los_Angeles
TZUNTIL:20271107T090000Z
BEGIN:STANDARD
TZNAME:PST
DTSTART:20251102T020000
TZOFFSETFROM:-0700
TZOFFSETTO:-0800
RDATE:20261101T020000
END:STANDARD
BEGIN:DAYLIGHT
TZNAME:PDT
DTSTART:20260308T020000
TZOFFSETFROM:-0800
TZOFFSETTO:-0700
RDATE:20270314T020000
END:DAYLIGHT
END:VTIMEZONE
BEGIN:VEVENT
UID:20230803T100000PDT-57092BwUpz@https://nsdcrealtors.com/
DTSTAMP:20260419T232843Z
CATEGORIES:Education Webinar
DESCRIPTION:<div><img src='images/Mortgage_Keyboard.jpg' alt='' width='282'
  height='179' class='' style='display: block\; margin-left: auto\; margin-
 right: auto\;' /></div>\n<div style='text-align: center\;'><strong>Part 2<
 br />Fundamentals of the Home Loan Process &amp\; the 3 Loan Silos</strong
 ></div>\n<p><br />Learn the three (3) loan silos available to Home Buyers 
 today. This will educate REALTORS<strong>®</strong>&nbsp\;to the many loan
  options available for both the W2 employee\, Self-Employed and Retired Ho
 me Buyers.&nbsp\;The overall course is to educates REALTORS<strong>®&nbsp\
 ;</strong>and real estate managers as to the basics of the home loan proce
 ss\, loan products and a general understanding of loan choices in today’s 
 current market.&nbsp\;<br /><br /><strong>Benefits gained by taking this c
 ourse:<br /></strong> • Gain working” knowledge of mortgage lending to pro
 vide to their perspective Home Buyers.&nbsp\;<br />• Identify pertinent in
 come questions to discern if a Buyer can qualify for a loan. <br />• Under
 stand the Loan Process and the customer’s loan journey. <br />• Knowledge 
 of credit reports &amp\; FICO scores. <br />• Knowledge of key people in t
 he loan process and their roles. <br />• Knowledge of Qualified Mortgages 
 vs. Non-QM Mortgages. <br />• Knowledge of different underwriting styles (
 i.e.\, the 3 loan Silo choices)<br /><br /><strong>ALSO Participants will 
 receive:</strong><br /> • PowerPoint Presentation<br /> • Blank URLA (1003
 ) Residential Loan Application<br /> • Financial Needs List\, Loan Process
 \, 3 Loan Silo handouts<br /> • List of “what NOT to do during the loan pr
 ocess”<br /> • Buyer Financial Needs List <br />• List of “Key Players” in
  the home loan process.</p>\n<div><strong>&nbsp\; &nbsp\; &nbsp\; &nbsp\; 
 &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &n
 bsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbs
 p\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\
 ; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; 
 &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &n
 bsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbs
 p\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\
 ; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; 
 &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &n
 bsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbs
 p\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; Instructor: Jeffrey Sc
 ott<br /><img src='images/Jeffrey.png' alt='' width='99' height='107' clas
 s='' style='display: block\; margin-left: auto\; margin-right: auto\;' /><
 a href='https://us02web.zoom.us/webinar/register/WN_zMTPGMp3Rf-Nt1iGVoE48Q
 ' target='_blank' rel='noopener'><img src='images/buttons/clickheretoregis
 ter.png' alt='' width='239' height='69' loading='lazy' data-path='local-im
 ages:/buttons/clickheretoregister.png' /></a><br /></strong></div>
DTSTART;TZID=America/Los_Angeles:20230810T100000
DTEND;TZID=America/Los_Angeles:20230810T110000
SUMMARY:REALTORS Roadmap to Mortgages-Part 2
URL:https://nsdcrealtors.com/jcal/36-ce/3729-realtors-roadmap-to-mortgages-
 part-2
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><img src='images/Mortgage_Keyboard.jpg' a
 lt='' width='282' height='179' class='' style='display: block\; margin-lef
 t: auto\; margin-right: auto\;' /></div>\n<div style='text-align: center\;
 '><strong>Part 2<br />Fundamentals of the Home Loan Process &amp\; the 3 L
 oan Silos</strong></div>\n<p><br />Learn the three (3) loan silos availabl
 e to Home Buyers today. This will educate REALTORS<strong>®</strong>&nbsp\
 ;to the many loan options available for both the W2 employee\, Self-Employ
 ed and Retired Home Buyers.&nbsp\;The overall course is to educates REALTO
 RS<strong>®&nbsp\;</strong>and real estate managers as to the basics of th
 e home loan process\, loan products and a general understanding of loan ch
 oices in today’s current market.&nbsp\;<br /><br /><strong>Benefits gained
  by taking this course:<br /></strong> • Gain working” knowledge of mortga
 ge lending to provide to their perspective Home Buyers.&nbsp\;<br />• Iden
 tify pertinent income questions to discern if a Buyer can qualify for a lo
 an. <br />• Understand the Loan Process and the customer’s loan journey. <
 br />• Knowledge of credit reports &amp\; FICO scores. <br />• Knowledge o
 f key people in the loan process and their roles. <br />• Knowledge of Qua
 lified Mortgages vs. Non-QM Mortgages. <br />• Knowledge of different unde
 rwriting styles (i.e.\, the 3 loan Silo choices)<br /><br /><strong>ALSO P
 articipants will receive:</strong><br /> • PowerPoint Presentation<br /> •
  Blank URLA (1003) Residential Loan Application<br /> • Financial Needs Li
 st\, Loan Process\, 3 Loan Silo handouts<br /> • List of “what NOT to do d
 uring the loan process”<br /> • Buyer Financial Needs List <br />• List of
  “Key Players” in the home loan process.</p>\n<div><strong>&nbsp\; &nbsp\;
  &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &
 nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nb
 sp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp
 \; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\;
  &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &
 nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nb
 sp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp
 \; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\;
  &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &
 nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nb
 sp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; Instr
 uctor: Jeffrey Scott<br /><img src='images/Jeffrey.png' alt='' width='99' 
 height='107' class='' style='display: block\; margin-left: auto\; margin-r
 ight: auto\;' /><a href='https://us02web.zoom.us/webinar/register/WN_zMTPG
 Mp3Rf-Nt1iGVoE48Q' target='_blank' rel='noopener'><img src='images/buttons
 /clickheretoregister.png' alt='' width='239' height='69' loading='lazy' da
 ta-path='local-images:/buttons/clickheretoregister.png' /></a><br /></stro
 ng></div>
END:VEVENT
END:VCALENDAR
