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TZID:America/Los_Angeles
TZUNTIL:20271107T090000Z
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DTSTART:20251102T020000
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RDATE:20261101T020000
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DTSTART:20260308T020000
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UID:20221024T100000PDT-0818jVFUPs@https://nsdcrealtors.com/
DTSTAMP:20260403T221950Z
CATEGORIES:YPN Education & Events
CATEGORIES:In Person Event
DESCRIPTION:<strong><span style='font-size: 12pt\; font-family: arial\, hel
 vetica\, sans-serif\;'>YPN Picture Day! Come get your headshots updated fo
 r the Holiday Season! <br /><br /></span></strong><span style='font-size: 
 12pt\; font-family: arial\, helvetica\, sans-serif\;'>Located at our Hub o
 ff the 5 in Carlsbad! Come any time between 10AM and 12PM for pictures. Pl
 ease register with the email you would like the photos sent to.<br /><br /
 ></span><a target='_blank' href='https://www.eventbrite.com/e/ypn-picture-
 day-tickets-423740026827?utm_source=eventbrite&amp\;utm_medium=email&amp\;
 utm_campaign=post_publish&amp\;utm_content=shortLinkNewEmail' rel='noopene
 r noreferrer'><img class='' alt='' src='images/buttons/clickheretoregister
 .png' width='187' height='54' /></a><br /><strong><br /><img class='' alt=
 '' src='images/Education_Promo/Oct_YPN_Headshots.jpg' width='551' height='
 547' /><br /></strong>
DTSTART;TZID=America/Los_Angeles:20221024T100000
DTEND;TZID=America/Los_Angeles:20221024T120000
SUMMARY:YPN Picture Day
URL:https://nsdcrealtors.com/jcal/63-new-ypn-calendar/3618-ypn-picture-day
X-ALT-DESC;FMTTYPE=TEXT/HTML:<strong><span style='font-size: 12pt\; font-fa
 mily: arial\, helvetica\, sans-serif\;'>YPN Picture Day! Come get your hea
 dshots updated for the Holiday Season! <br /><br /></span></strong><span s
 tyle='font-size: 12pt\; font-family: arial\, helvetica\, sans-serif\;'>Loc
 ated at our Hub off the 5 in Carlsbad! Come any time between 10AM and 12PM
  for pictures. Please register with the email you would like the photos se
 nt to.<br /><br /></span><a target='_blank' href='https://www.eventbrite.c
 om/e/ypn-picture-day-tickets-423740026827?utm_source=eventbrite&amp\;utm_m
 edium=email&amp\;utm_campaign=post_publish&amp\;utm_content=shortLinkNewEm
 ail' rel='noopener noreferrer'><img class='' alt='' src='images/buttons/cl
 ickheretoregister.png' width='187' height='54' /></a><br /><strong><br /><
 img class='' alt='' src='images/Education_Promo/Oct_YPN_Headshots.jpg' wid
 th='551' height='547' /><br /></strong>
END:VEVENT
BEGIN:VEVENT
UID:20221025T090000PDT-6761AFFjSu@https://nsdcrealtors.com/
DTSTAMP:20260403T221950Z
CATEGORIES:In Person Event
DESCRIPTION:<div style='text-align: center\;'><span style='font-size: 10pt\
 ; color: #000000\;'><strong>Join us at the Escondido Center for the Arts<b
 r />340 N. Escondido Blvd.\, Escondido\, CA 92025<br /></strong></span><sp
 an style='font-size: 10pt\;'><strong><br /><em>Keeping Up With The Housing
  Market Is Invaluable To Your Business!<br /></em><img class='' alt='' src
 ='images/Housing_2023.jpg' width='320' height='494' /><br /></strong></spa
 n></div>\n<div style='text-align: left\;'><em><strong>Steven will Cover:</
 strong></em>\n<ul>\n<li>Inventory Crisis</li>\n<li>Where are Rates Headed?
 </li>\n<li>Forbearance &amp\; Foreclosures</li>\n<li>Will the Market Crash
 ?</li>\n<li>Buyers and Affordability</li>\n</ul>\n<span style='color: #ff0
 000\;'><strong>                             Members: FREE   A</strong><str
 ong>ll Others: $20</strong></span><br /><br /></div>
DTSTART;TZID=America/Los_Angeles:20221025T090000
DTEND;TZID=America/Los_Angeles:20221025T110000
SUMMARY:2023 San Diego County Housing Forecast
URL:https://nsdcrealtors.com/jcal/20-association-events/3616-2023-san-diego
 -county-housing-forecast
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div style='text-align: center\;'><span style=
 'font-size: 10pt\; color: #000000\;'><strong>Join us at the Escondido Cent
 er for the Arts<br />340 N. Escondido Blvd.\, Escondido\, CA 92025<br /></
 strong></span><span style='font-size: 10pt\;'><strong><br /><em>Keeping Up
  With The Housing Market Is Invaluable To Your Business!<br /></em><img cl
 ass='' alt='' src='images/Housing_2023.jpg' width='320' height='494' /><br
  /></strong></span></div>\n<div style='text-align: left\;'><em><strong>Ste
 ven will Cover:</strong></em>\n<ul>\n<li>Inventory Crisis</li>\n<li>Where 
 are Rates Headed?</li>\n<li>Forbearance &amp\; Foreclosures</li>\n<li>Will
  the Market Crash?</li>\n<li>Buyers and Affordability</li>\n</ul>\n<span s
 tyle='color: #ff0000\;'><strong>                             Members: FREE
    A</strong><strong>ll Others: $20</strong></span><br /><br /></div>
END:VEVENT
BEGIN:VEVENT
UID:20220926T130000PDT-7102CCEWXG@https://nsdcrealtors.com/
DTSTAMP:20260403T221950Z
CATEGORIES:Education Webinar
DESCRIPTION:<div><img style='float: left\;' class='' alt='' src='images/VA_
 house.png' width='185' height='141' />\n<p style='text-align: left\;' clas
 s='x_MsoNormal'><strong><em>As the market shifts\, it’s going to be more a
 nd more important to have the skills to serve the buyers and sellers who a
 re active in the market.  Even with economic changes\,   VA buyers are gre
 at because they have very stable employment\, and the VA Home Loan is one 
 of the most flexible loan programs available. </em></strong></p>\n<p class
 ='x_MsoNormal'><em> In order to best serve the VA Buyer\, it is important 
 to at least have a baseline understanding of the VA Home Loan Program\, in
 cluding some recent changes to the program that make it much more   advant
 ageous in our market. </em></p>\n</div>\n<p class='x_MsoNormal'><strong><e
 m> </em>Together we will cover:<em><br /></em></strong></p>\n<ul>\n<li><st
 rong> Home Loan Basics: </strong>To understand the VA Loan\, you need a ba
 seline understanding of Home Loans and how they work.</li>\n<li><strong> T
 he VA Home Loan:</strong> Program Specifics and how they stack up against 
 other options</li>\n<li><strong> Sample Scenarios:</strong> Pre-approval a
 nd Problem Solving</li>\n<li><strong> VA Specific Items: </strong>VA appra
 isals\, VA Condo Approval\, Termite\, etc…</li>\n<li><strong> New VA Chang
 es:</strong> Recent changes to the VA Program that make it a great product
  for San Diego County buyers.</li>\n</ul>\n<div style='text-align: center\
 ;'> <span style='font-size: 8pt\;'><strong> Instructor:</strong></span></d
 iv>\n<div style='text-align: center\;'><span style='font-size: 8pt\;'><str
 ong>  Daniel Lehman</strong></span><br /><img class='' alt='' src='images/
 Dan_Lehman_update_pic.png' width='92' height='117' /></div>\n<p><span styl
 e='font-size: 8pt\;'>Daniel Lehman is a Marine Corps Veteran who got out o
 f the service with 50 dollars in his pocket\, a wife and new baby\, and no
  idea what he was going to do.  Through Home Ownership\, Financial Literac
 y\, and Entrepreneurship\, Daniel was able to build a great life for he an
 d his family\, and now aims to pay that back to anyone who will take the t
 ime to listen. <span style='font-style: inherit\; font-weight: inherit\;'>
 Daniel's core focuses as a Mortgage Lender are to help consumers better un
 derstand their financial options related to home ownership\, help Real Est
 ate Agents better serve their clients and grow their businesses\, and help
  people interested in a career in Real Estate Finance reach their goals th
 rough mentorship and training. </span><span style='font-style: inherit\; f
 ont-weight: inherit\;'>Daniel is the author of the book “The VA Home Loan 
 Field Manual” and has taught thousands of people about VA Home Loans throu
 gh courses for such organizations as the USO\, Lincoln Military Housing\, 
 as well as various military units and spouse groups on and off base. </spa
 n><span style='font-style: inherit\; font-weight: inherit\;'>Daniel has th
 ree kids and lives with his wife in Carlsbad\, CA\, and runs “The Lehman G
 roup” mortgage lending team\, which was established in 2004. </span></span
 ></p>\n<div style='text-align: center\;'><strong><span style='font-size: 8
 pt\;'>Member: $10  All Others: $15</span><br /><br /></strong></div>
DTSTART;TZID=America/Los_Angeles:20221027T100000
DTEND;TZID=America/Los_Angeles:20221027T110000
SUMMARY:VA Home Loans 101 for REALTORS®
URL:https://nsdcrealtors.com/jcal/36-ce/3623-va-home-loans-101-for-realtors
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><img style='float: left\;' class='' alt='
 ' src='images/VA_house.png' width='185' height='141' />\n<p style='text-al
 ign: left\;' class='x_MsoNormal'><strong><em>As the market shifts\, it’s g
 oing to be more and more important to have the skills to serve the buyers 
 and sellers who are active in the market.  Even with economic changes\,   
 VA buyers are great because they have very stable employment\, and the VA 
 Home Loan is one of the most flexible loan programs available. </em></stro
 ng></p>\n<p class='x_MsoNormal'><em> In order to best serve the VA Buyer\,
  it is important to at least have a baseline understanding of the VA Home 
 Loan Program\, including some recent changes to the program that make it m
 uch more   advantageous in our market. </em></p>\n</div>\n<p class='x_MsoN
 ormal'><strong><em> </em>Together we will cover:<em><br /></em></strong></
 p>\n<ul>\n<li><strong> Home Loan Basics: </strong>To understand the VA Loa
 n\, you need a baseline understanding of Home Loans and how they work.</li
 >\n<li><strong> The VA Home Loan:</strong> Program Specifics and how they 
 stack up against other options</li>\n<li><strong> Sample Scenarios:</stron
 g> Pre-approval and Problem Solving</li>\n<li><strong> VA Specific Items: 
 </strong>VA appraisals\, VA Condo Approval\, Termite\, etc…</li>\n<li><str
 ong> New VA Changes:</strong> Recent changes to the VA Program that make i
 t a great product for San Diego County buyers.</li>\n</ul>\n<div style='te
 xt-align: center\;'> <span style='font-size: 8pt\;'><strong> Instructor:</
 strong></span></div>\n<div style='text-align: center\;'><span style='font-
 size: 8pt\;'><strong>  Daniel Lehman</strong></span><br /><img class='' al
 t='' src='images/Dan_Lehman_update_pic.png' width='92' height='117' /></di
 v>\n<p><span style='font-size: 8pt\;'>Daniel Lehman is a Marine Corps Vete
 ran who got out of the service with 50 dollars in his pocket\, a wife and 
 new baby\, and no idea what he was going to do.  Through Home Ownership\, 
 Financial Literacy\, and Entrepreneurship\, Daniel was able to build a gre
 at life for he and his family\, and now aims to pay that back to anyone wh
 o will take the time to listen. <span style='font-style: inherit\; font-we
 ight: inherit\;'>Daniel's core focuses as a Mortgage Lender are to help co
 nsumers better understand their financial options related to home ownershi
 p\, help Real Estate Agents better serve their clients and grow their busi
 nesses\, and help people interested in a career in Real Estate Finance rea
 ch their goals through mentorship and training. </span><span style='font-s
 tyle: inherit\; font-weight: inherit\;'>Daniel is the author of the book “
 The VA Home Loan Field Manual” and has taught thousands of people about VA
  Home Loans through courses for such organizations as the USO\, Lincoln Mi
 litary Housing\, as well as various military units and spouse groups on an
 d off base. </span><span style='font-style: inherit\; font-weight: inherit
 \;'>Daniel has three kids and lives with his wife in Carlsbad\, CA\, and r
 uns “The Lehman Group” mortgage lending team\, which was established in 20
 04. </span></span></p>\n<div style='text-align: center\;'><strong><span st
 yle='font-size: 8pt\;'>Member: $10  All Others: $15</span><br /><br /></st
 rong></div>
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