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TZID:America/Los_Angeles
TZUNTIL:20271107T090000Z
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TZNAME:PST
DTSTART:20251102T020000
TZOFFSETFROM:-0700
TZOFFSETTO:-0800
RDATE:20261101T020000
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TZNAME:PDT
DTSTART:20260308T020000
TZOFFSETFROM:-0800
TZOFFSETTO:-0700
RDATE:20270314T020000
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BEGIN:VEVENT
UID:20221213T113000PST-6329OLagjL@https://nsdcrealtors.com/
DTSTAMP:20260404T043245Z
CATEGORIES:Education Webinar
DESCRIPTION:<div style='text-align: center\;'><img class='' alt='' src='ima
 ges/Truth_Liz.png' width='326' height='102' /></div>\n<div style='text-ali
 gn: center\;'><strong>Have you ever heard of a 2-1 BuyDown\, are you curio
 us if it would work for your Buyers AND Sellers?</strong></div>\n<span>In 
 2020-2022\, the housing market has been red hot and buyers often had to pa
 y well above the asking price to have their offer accepted. Additionally\,
  the transaction was all on the seller's terms. And while the housing mark
 et is still strong today\, it has cooled off\, giving buyers the opportuni
 ty to negotiate better price and terms....</span><span>A 2-1 BuyDown is a 
 WIN-WIN for your Buyer AND Seller!<br /></span><br />\n<div style='text-al
 ign: center\;'><strong>Register for this FREE Class. Here's What You'll Le
 arn:</strong></div>\n<div style='text-align: center\;'><span>• With the Ri
 sing Interest Rate Environment. Sellers love this Product.</span></div>\n<
 div style='text-align: center\;'><span>• A Great Way for Borrowers To Use 
 Any Excess Seller Concessions</span></div>\n<div style='text-align: center
 \;'><span>• Creates Monthly Savings Be More Financially Flexible To Purcha
 se Furniture\, etc.</span></div>\n<div style='text-align: center\;'><span>
 • Gives The Seller More Options To Sell Their Homes Faster</span></div>\n<
 div style='text-align: center\;'><span>• Give Real Estate Agents More Flex
 ibility in Negotiations</span></div>\n<div style='text-align: center\;'><s
 pan>• How This Product Can Seem Relevant For Today's Market</span></div>\n
 <div style='text-align: center\;'><span>• And SO MUCH MORE!<br /><br /></s
 pan></div>\n<div style='text-align: center\;'><strong>Instructor:</strong>
 </div>\n<div style='text-align: center\;'>Liz LeFore</div>\n<div><img styl
 e='display: block\; margin-left: auto\; margin-right: auto\;' class='' alt
 ='' src='images/Liz_update.png' width='97' height='97' /></div>\n<br /><br
  /><a target='_blank' href='https://mortgageliz.info/Famous2-1BuyDown' rel
 ='noopener noreferrer'><img style='float: left\;' class='' alt='' src='ima
 ges/buttons/clickheretoregister.png' width='211' height='61' /><br /><br /
 ></a>
DTSTART;TZID=America/Los_Angeles:20221213T113000
DTEND;TZID=America/Los_Angeles:20221213T123000
SUMMARY:Truth Behind The 2-1 BuyDown
URL:https://nsdcrealtors.com/jcal/36-ce/3641-truth-behind-the-2-1-buydown
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div style='text-align: center\;'><img class='
 ' alt='' src='images/Truth_Liz.png' width='326' height='102' /></div>\n<di
 v style='text-align: center\;'><strong>Have you ever heard of a 2-1 BuyDow
 n\, are you curious if it would work for your Buyers AND Sellers?</strong>
 </div>\n<span>In 2020-2022\, the housing market has been red hot and buyer
 s often had to pay well above the asking price to have their offer accepte
 d. Additionally\, the transaction was all on the seller's terms. And while
  the housing market is still strong today\, it has cooled off\, giving buy
 ers the opportunity to negotiate better price and terms....</span><span>A 
 2-1 BuyDown is a WIN-WIN for your Buyer AND Seller!<br /></span><br />\n<d
 iv style='text-align: center\;'><strong>Register for this FREE Class. Here
 's What You'll Learn:</strong></div>\n<div style='text-align: center\;'><s
 pan>• With the Rising Interest Rate Environment. Sellers love this Product
 .</span></div>\n<div style='text-align: center\;'><span>• A Great Way for 
 Borrowers To Use Any Excess Seller Concessions</span></div>\n<div style='t
 ext-align: center\;'><span>• Creates Monthly Savings Be More Financially F
 lexible To Purchase Furniture\, etc.</span></div>\n<div style='text-align:
  center\;'><span>• Gives The Seller More Options To Sell Their Homes Faste
 r</span></div>\n<div style='text-align: center\;'><span>• Give Real Estate
  Agents More Flexibility in Negotiations</span></div>\n<div style='text-al
 ign: center\;'><span>• How This Product Can Seem Relevant For Today's Mark
 et</span></div>\n<div style='text-align: center\;'><span>• And SO MUCH MOR
 E!<br /><br /></span></div>\n<div style='text-align: center\;'><strong>Ins
 tructor:</strong></div>\n<div style='text-align: center\;'>Liz LeFore</div
 >\n<div><img style='display: block\; margin-left: auto\; margin-right: aut
 o\;' class='' alt='' src='images/Liz_update.png' width='97' height='97' />
 </div>\n<br /><br /><a target='_blank' href='https://mortgageliz.info/Famo
 us2-1BuyDown' rel='noopener noreferrer'><img style='float: left\;' class='
 ' alt='' src='images/buttons/clickheretoregister.png' width='211' height='
 61' /><br /><br /></a>
END:VEVENT
BEGIN:VEVENT
UID:20221214T083000PST-8359s8RKfk@https://nsdcrealtors.com/
DTSTAMP:20260404T043245Z
CATEGORIES:In Person Event
DESCRIPTION:<p class='_04xlpA direction-ltr align-start para-style-body'><s
 pan style='font-size: 12pt\;'><strong><span style='font-family: arial\, he
 lvetica\, sans-serif\;'><span class='JsGRdQ'>Join us at Pala Mesa Resort f
 or a Delicious Breakfast\, Christmas Caroling\, Raffle Prizes and more!</s
 pan><span class='JsGRdQ white-space-prewrap'> </span></span></strong></spa
 n></p>\n<p class='_04xlpA direction-ltr align-start para-style-body'><span
  style='font-family: arial\, helvetica\, sans-serif\; font-size: 12pt\;' c
 lass='JsGRdQ'>Full Breakfast Buffet will be served.</span></p>\n<p class='
 _04xlpA direction-ltr align-start para-style-body'><span style='font-famil
 y: arial\, helvetica\, sans-serif\; font-size: 12pt\;' class='JsGRdQ'>Net 
 Proceeds to benefit The Fallbrook Animal Sanctuary<br /><br /><img class='
 ' alt='' src='images/Education_Promo/Copy_of_2022_Christmas_Breakfast_1.pn
 g' width='628' height='353' /><br /></span></p>
DTSTART;TZID=America/Los_Angeles:20221214T083000
DTEND;TZID=America/Los_Angeles:20221214T110000
SUMMARY:Fallbrook Christmas Breakfast
URL:https://nsdcrealtors.com/jcal/20-association-events/3615-fallbrook-chri
 stmas-breakfast
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p class='_04xlpA direction-ltr align-start pa
 ra-style-body'><span style='font-size: 12pt\;'><strong><span style='font-f
 amily: arial\, helvetica\, sans-serif\;'><span class='JsGRdQ'>Join us at P
 ala Mesa Resort for a Delicious Breakfast\, Christmas Caroling\, Raffle Pr
 izes and more!</span><span class='JsGRdQ white-space-prewrap'> </span></sp
 an></strong></span></p>\n<p class='_04xlpA direction-ltr align-start para-
 style-body'><span style='font-family: arial\, helvetica\, sans-serif\; fon
 t-size: 12pt\;' class='JsGRdQ'>Full Breakfast Buffet will be served.</span
 ></p>\n<p class='_04xlpA direction-ltr align-start para-style-body'><span 
 style='font-family: arial\, helvetica\, sans-serif\; font-size: 12pt\;' cl
 ass='JsGRdQ'>Net Proceeds to benefit The Fallbrook Animal Sanctuary<br /><
 br /><img class='' alt='' src='images/Education_Promo/Copy_of_2022_Christm
 as_Breakfast_1.png' width='628' height='353' /><br /></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20221214T170000PST-0608KMeseR@https://nsdcrealtors.com/
DTSTAMP:20260404T043245Z
CATEGORIES:YPN Education & Events
DESCRIPTION:<img class='' alt='' src='images/314907566_536669428467639_4402
 349105253723137_n.jpg' width='642' height='336' /><br /><br /><a target='_
 blank' href='https://www.eventbrite.com/e/10th-annual-nsdcr-ypn-ugly-sweat
 er-bowling-contest-tickets-460116068547?utm-campaign=social&amp\;utm-conte
 nt=attendeeshare&amp\;utm-medium=discovery&amp\;utm-term=listing&amp\;utm-
 source=cp&amp\;aff=escb&amp\;fbclid=IwAR34mv4p2aHIvdwkc2MWTk6FoWtGpBnNgveX
 PnDEFYFO0Bmc0huWARmoKbE' rel='noopener noreferrer'><img class='' alt='' sr
 c='images/buttons/clickheretoregister.png' /><br /><br /><iframe src='//ww
 w.youtube.com/embed/aELVzYxX17w' width='560' height='314'></iframe><br /><
 br /></a>
DTSTART;TZID=America/Los_Angeles:20221214T180000
DTEND;TZID=America/Los_Angeles:20221214T203000
SUMMARY:YPN Ugly Sweater Bowling
URL:https://nsdcrealtors.com/jcal/63-new-ypn-calendar/3536-ypn-ugly-sweater
 -bowling
X-ALT-DESC;FMTTYPE=TEXT/HTML:<img class='' alt='' src='images/314907566_536
 669428467639_4402349105253723137_n.jpg' width='642' height='336' /><br /><
 br /><a target='_blank' href='https://www.eventbrite.com/e/10th-annual-nsd
 cr-ypn-ugly-sweater-bowling-contest-tickets-460116068547?utm-campaign=soci
 al&amp\;utm-content=attendeeshare&amp\;utm-medium=discovery&amp\;utm-term=
 listing&amp\;utm-source=cp&amp\;aff=escb&amp\;fbclid=IwAR34mv4p2aHIvdwkc2M
 WTk6FoWtGpBnNgveXPnDEFYFO0Bmc0huWARmoKbE' rel='noopener noreferrer'><img c
 lass='' alt='' src='images/buttons/clickheretoregister.png' /><br /><br />
 <iframe src='//www.youtube.com/embed/aELVzYxX17w' width='560' height='314'
 ></iframe><br /><br /></a>
END:VEVENT
BEGIN:VEVENT
UID:20221215T090000PST-8504VOZ9RW@https://nsdcrealtors.com/
DTSTAMP:20260404T043245Z
CATEGORIES:In Person Event
DESCRIPTION:<span style='font-family: arial\, helvetica\, sans-serif\; font
 -size: 12pt\;'><strong>Join Tour 704 for their 1st Charity Auction Breakfa
 st Event!</strong><br /><br />Wear your best Christmas attire and join the
 m for some fun while raising money for a great cause. <br /><br />- Breakf
 ast<br />- Auction Items<br />- Cash Prizes<br />- And More! <br /><br /><
 strong>This year's charity is Produce Good! </strong></span><span style='f
 ont-size: 12pt\;'><strong><span style='font-family: arial\, helvetica\, sa
 ns-serif\;'> </span></strong></span><br /><br /><img class='active' alt=''
  src='images/Education_Promo/Oside_Charity_Event.png' width='438' height='
 566' />
DTSTART;TZID=America/Los_Angeles:20221215T090000
DTEND;TZID=America/Los_Angeles:20221215T103000
SUMMARY:Oceanside Tour 704 Charity Auction Event
URL:https://nsdcrealtors.com/jcal/20-association-events/3624-oceanside-tour
 -704-charity-auction-event
X-ALT-DESC;FMTTYPE=TEXT/HTML:<span style='font-family: arial\, helvetica\, 
 sans-serif\; font-size: 12pt\;'><strong>Join Tour 704 for their 1st Charit
 y Auction Breakfast Event!</strong><br /><br />Wear your best Christmas at
 tire and join them for some fun while raising money for a great cause. <br
  /><br />- Breakfast<br />- Auction Items<br />- Cash Prizes<br />- And Mo
 re! <br /><br /><strong>This year's charity is Produce Good! </strong></sp
 an><span style='font-size: 12pt\;'><strong><span style='font-family: arial
 \, helvetica\, sans-serif\;'> </span></strong></span><br /><br /><img clas
 s='active' alt='' src='images/Education_Promo/Oside_Charity_Event.png' wid
 th='438' height='566' />
END:VEVENT
END:VCALENDAR
