As a member of North San Diego County REALTORS®, enhance your real estate skills with our highly rated classes taught by industry professionals. These courses cover essential topics like risk mitigation, fair housing, and NAR's Code of Ethics, which are crucial for your success.  In addition to our offerings, your North San Diego County REALTORS® membership gives you access to: C.A.R. Education | NAR Education | CRMLS Training. To view past North San Diego County REALTORS® webinars, visit www.nsdcrealtorstv.com. 

To register for upcoming education, events, and more, please view our calendar below.

REALTORS Roadmap to Mortgages-Part 2

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Date:
Thursday, August 10, 2023 10:00 am - 11:00 am
Duration:
1 Hour
Categories:
Education Webinar
Part 2
Fundamentals of the Home Loan Process & the 3 Loan Silos


Learn the three (3) loan silos available to Home Buyers today. This will educate REALTORS® to the many loan options available for both the W2 employee, Self-Employed and Retired Home Buyers. The overall course is to educates REALTORS® and real estate managers as to the basics of the home loan process, loan products and a general understanding of loan choices in today’s current market. 

Benefits gained by taking this course:
 • Gain working” knowledge of mortgage lending to provide to their perspective Home Buyers. 
• Identify pertinent income questions to discern if a Buyer can qualify for a loan.
• Understand the Loan Process and the customer’s loan journey.
• Knowledge of credit reports & FICO scores.
• Knowledge of key people in the loan process and their roles.
• Knowledge of Qualified Mortgages vs. Non-QM Mortgages.
• Knowledge of different underwriting styles (i.e., the 3 loan Silo choices)

ALSO Participants will receive:
• PowerPoint Presentation
• Blank URLA (1003) Residential Loan Application
• Financial Needs List, Loan Process, 3 Loan Silo handouts
• List of “what NOT to do during the loan process”
• Buyer Financial Needs List
• List of “Key Players” in the home loan process.

                                                                                                                                                                                                              Instructor: Jeffrey Scott

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