REALTORS Roadmap to Mortgages-Part 1

Tuesday, September 10, 2024 10:00 am - 11:00 am
This event does not repeat
Part 1
Fundamentals of the Home Loan Process & the 3 Loan Silos

Learn:
Current “working” knowledge of the home loan process. This includes the application process, processing, underwriting, and funding. REALTORS® will learn the fundamentals of the loan journey to be able to speak intelligently with Home Buyers to set realistic expectations.

Participants will receive:
• PowerPoint Presentation
• Blank URLA (1003) Residential Loan Application
• Financial Needs List, Loan Process, 3 Loan Silo handouts
• List of “what NOT to do during the loan process”
• Buyer Financial Needs List
• List of “Key Players” in the home loan process.

Instructor:

Jeffrey Scott

       

Members: FREE

All Others  (Outside of NSDCR): $10 (To register, This email address is being protected from spambots. You need JavaScript enabled to view it. - This email address is being protected from spambots. You need JavaScript enabled to view it.)

How to Facilitate an Open House!

Monday, September 16, 2024 10:00 am - 11:00 am
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Open Houses in a Post-NAR Settlement World

A practice change required by the NAR settlement is that all MLS participants working with a buyer must enter into a written agreement before the buyer tours any home.  This has raised questions about how agents should handle visitors to open houses.

  • Open House Visitor Non-Agency Disclosure and Sign-In (C.A.R. Form OHNA-SI)
  • Buyer Non-Agency Agreement (C.A.R. Form BNA)
  • Buyer Representation and Broker Compensation Agreement (C.A.R. Form BRBC)
  • Property Showing and Representation Agreement (C.A.R. Form PSRA)

Learn the answers to these questions and so much more!

  • Should all visitors to the property sign in using the OHNA-SI?
  • What if the visitor refuses to sign anything but instead only wants to look at the property?
  • When a buyer signs the OHNA-SI, is a separate form required for each buyer?

Instructor: Nancy Layne

       

Members: FREE

All Others  (Outside of NSDCR): $10 (To register, This email address is being protected from spambots. You need JavaScript enabled to view it. - This email address is being protected from spambots. You need JavaScript enabled to view it.)

Disclaimer: Information provided in this presentation will be updated as necessary to remain consistent with any changes to the C.A.R. forms

Deadline to Register: September 16, 2024, 9:00am!

REALTORS Roadmap to Mortgages-Part 2

Tuesday, September 17, 2024 10:00 am - 11:00 am
This event does not repeat
Part 2
Fundamentals of the Home Loan Process & the 3 Loan Silos


Learn the three (3) loan silos available to Home Buyers today. This will educate REALTORS® to the many loan options available for both the W2 employee, Self-Employed and Retired Home Buyers. The overall course is to educates REALTORS® and real estate managers as to the basics of the home loan process, loan products and a general understanding of loan choices in today’s current market. 

Benefits gained by taking this course:
• Gain working” knowledge of mortgage lending to provide to their perspective Home Buyers. 
• Identify pertinent income questions to discern if a Buyer can qualify for a loan.
• Understand the Loan Process and the customer’s loan journey.
• Knowledge of credit reports & FICO scores.
• Knowledge of key people in the loan process and their roles.
• Knowledge of Qualified Mortgages vs. Non-QM Mortgages.
• Knowledge of different underwriting styles (i.e., the 3 loan Silo choices)

ALSO Participants will receive:
• PowerPoint Presentation
• Blank URLA (1003) Residential Loan Application
• Financial Needs List, Loan Process, 3 Loan Silo handouts
• List of “what NOT to do during the loan process”
• Buyer Financial Needs List
• List of “Key Players” in the home loan process

Instructor: Jeffrey Scott

Members: FREE

All Others  (Outside of NSDCR): $10 (To register, This email address is being protected from spambots. You need JavaScript enabled to view it. - This email address is being protected from spambots. You need JavaScript enabled to view it.)

 

REALTOR® Safety Month Webinar - NAR

Wednesday, September 18, 2024 10:00 am - 11:00 am
This event does not repeat

Meeting new clients and showing properties alone can pose safety risks. This webinar is designed to prioritize your personal safety by covering essential protocols for in-person showings and client meetings. You will learn to identify potential threats, leverage technology for safety, and effectively handle emergencies.

Why Attend:

  • Gain best practices for staying safe during property showings.
  • Explore safety apps and tools to enhance personal security.
  • Learn how to conduct client meetings safely, both in and out of the office.
  • Hear real-life safety scenarios and learn effective response strategies.

REALTORS® are members of the National Association of REALTORS®. 

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NAR Code of Ethics-Recorded Video

Monday, September 23, 2024 6:00 pm - 8:30 pm
This event does not repeat

Need Ethics? We Got You Covered!

The deadline to complete NAR’s required Ethics course for this cycle, Cycle 7, is December 31. 2024

NAR's Board of Directors approved a change to the Code of Ethics training requirement, extending it from every two years to every three years. This extends the current cycle deadline from March 1, 2022, to Dec. 31, 2024.

REALTORS® are required to complete ethics training of not less than 2 hours, 30 minutes of instructional time. The training must meet specific learning objectives and criteria established by the National Association of REALTORS®. 

Training may be completed through NAR’s online courses or through another method, such as online or classroom courses via local/state associations. Read the consequences for failing to complete Code of Ethics training.

Members: FREE

All Others  (Outside of NSDCR): $20 (To register, This email address is being protected from spambots. You need JavaScript enabled to view it. - This email address is being protected from spambots. You need JavaScript enabled to view it.)

Deadline to Register is September 19, 2024, at 3:00pm due to course material being emailed.

RLA & BRBC

Wednesday, October 02, 2024 10:00 am - 11:30 am
This event does not repeat

Residential Listing Agreement (RLA)

Buyer Representation Broker Compensation (BRBC)

Residential Listing Agreement (RLA):

By carefully completing the Residential Listing Agreement and addressing all relevant aspects of the transaction, real estate professionals can demonstrate their professionalism and dedication to serving their clients' best interests. This not only helps facilitate successful transactions but also builds trust and satisfaction among buyers and sellers.

Buyer Representation Broker Compensation (BRBC):

Get ahead of the curve and learn how the Buyer Representation and Broker Compensation form will benefit you and secure your buyers from other competing agents. Also, learn to overcome objections that you may encounter and how to incorporate the BRBC and affiliated forms into your business.

Instructor: Nancy Layne

Members: FREE

All Others  (Outside of NSDCR): $15 (To register, This email address is being protected from spambots. You need JavaScript enabled to view it. - This email address is being protected from spambots. You need JavaScript enabled to view it.)

Disclaimer: Our presentation will be updated as necessary to remain consistent with any changes to the C.A.R. forms.

Deadline to Register: October 2, 2024, 9:00am!

 

NAR Code of Ethics-Recorded Video

Tuesday, November 05, 2024 6:00 pm - 8:30 pm
This event does not repeat

Need Ethics? We Got You Covered!

The deadline to complete NAR’s required Ethics course for this cycle, Cycle 7, is December 31. 2024

NAR's Board of Directors approved a change to the Code of Ethics training requirement, extending it from every two years to every three years. This extends the current cycle deadline from March 1, 2022, to Dec. 31, 2024.

REALTORS® are required to complete ethics training of not less than 2 hours, 30 minutes of instructional time. The training must meet specific learning objectives and criteria established by the National Association of REALTORS®. 

Training may be completed through NAR’s online courses or through another method, such as online or classroom courses via local/state associations. Read the consequences for failing to complete Code of Ethics training.

FREE for Members

Deadline to Register is November 1, 2024, at 3:00pm due to course material being emailed.

 

RLA & BRBC

Wednesday, November 13, 2024 10:00 am - 11:30 am
This event does not repeat

Adapting to Change - RLA!

Learn and Understand the Latest Updates and Best Practices!

  • Completing a Residential Listing Agreement accurately is indeed crucial for real estate professionals. It is the foundation for the entire transaction process and sets clear expectations between the agent and the seller.
  • By carefully completing the Residential Listing Agreement and addressing all relevant aspects of the transaction, real estate professionals can demonstrate their professionalism and dedication to serving their clients' best interests. This helps facilitate successful transactions and builds trust and satisfaction among buyers and sellers.

Adapting to Change - BRBC!

Learn About the Buyer Representation and Broker Compensation Agreement

  • Learn how the Buyer Representation and Broker Compensation form (BRBC) will benefit you and secure your buyers from other competing agents.
  • Find out how you can incorporate this form into your business, overcome objections that you may encounter, and strengthen your relationship with buyers.
  • Learn to overcome objections that you may encounter and strengthen your relationship with buyers.
  • Learn how the BRBC connects to the RPA.

Instructor: Nancy Layne

Members: FREE

All Others  (Outside of NSDCR): $10 (To register, This email address is being protected from spambots. You need JavaScript enabled to view it. - This email address is being protected from spambots. You need JavaScript enabled to view it.)

Deadline to Register: November 13, 2024, 9:00am!